CCUA Consultation Response: Breathing space scheme - consultation on a policy proposal

Response from the Civil Court Users Association (CCUA) to the 30 questions presented in the breathing space policy proposal:

It is noted that the first objective is to provide sufficient protections for individuals to help them enter into a sustainable debt solution, with the second objective being to encourage more individuals to seek debt advice. We do not feel that the paper adequately explains how these objectives are intended to be achieved. No cost benefit analysis appears to have been undertaken. No clear link has been demonstrated to show why giving somebody a breathing space will directly lead to them entering a sustainable debt solution or encourage them to act on the debt advice they receive.

See the original consultation here.

Download our full consultation response here.