The Civil Court Users Association (CCUA) has always been supportive of the concept of Debt Relief Orders. However, based on the reasoning given in the consultation paper, the Association is not convinced that these changes are necessary.
The “need for reform” section of the paper seems contradictory and confused. It commences with a one paragraph blanket statement that bankruptcy is a disproportionate solution for many individuals. That is true, but surely this was addressed by the introduction of the Debt Relief Order in 2009 and the revision of the financial thresholds in 2015? The changes…
Read the Consultation in full here.